Our target market is Developing and Emerging Countries and we appreciate these markets are still in a rapid transition phase, they are not mature enough to deal with overly-sophisticated software applications and alternatively no too far behind in time for technology to be a fiction, in other words we conclude, for most of them the time is right and the time is now. Unlike the mature markets of UK and USA, the Insurance sector is still going through rapid adoption of creative methods, demand generation through morphing of products, providing value added service, horizontal and vertical integration with different industry sectors and other creative and adaptive methods to provide constant breakthrough’s.